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Optional Covers Available from InsuraTrip

What are Optional Covers?

InsuraTrip is pleased to present a range of Optional Covers that can be added easily to your InsuraTrip travel insurance policy simply by selecting the cover you want and paying an additional premium. This gives you the ability to customise your policy to fit your particular needs.

Please see the Schedule of Limits and the Policy Wording for full details of the limits, excesses and conditions - the following is a brief summary only. 


How to add an Optional Cover to your Travel Insurance policy

When you apply for a quote, just tick the appropriate boxes to indicate that you would like to add that option to your purchase. Before payment, you can check that you have selected the additional cover(s) that you require on the summary page.

You will receive confirmation of your purchase by email, with an electronic copy of your policy documents, outlining your cover. Your Certificate will confirm which, if any, Options are covered.

If you require help or assistance, give us a call on 01483 806 909 – we’re happy to help!


Options Available

Business Cover Option

Offers cover for business equipment and samples against loss, theft or damage, loss or theft of money belonging to your company, the cost of couriering samples or hiring equipment if yours are lost or delayed and the cost of sending you or a replacement out to complete your business if you are taken ill or injured.

Would you like to add this Option to your travel insurance policy?

Click the Get An Instant Quote button below and remember to select 'Business Cover' on the 'Choose Options' page, before paying for your policy!

Get an Instant Quote

Cruise Plus Cover Option

If you are going on a cruise then this extension is needed to provide any cover under the policy at all and also extends to offer cover for such specific cruise-related risks as Cruise Connection, Cabin confinement, Unused pre-booked excursions and Missed Port Benefit.

Would you like to add this Option to your travel insurance policy?

Click the Get An Instant Quote button below and remember to select 'Cruise Plus' on the 'Choose Options' page, before paying for your policy!

Get an Instant Quote

Gadget Cover Option

Gives you the opportunity to arrange specific cover for your gadgets, such as smart phones, tablets and e-readers, with higher single article and overall limits than are available under the baggage section of the main policy.

Would you like to add this Option to your travel insurance policy?

Click the Get An Instant Quote button below and remember to select 'Gadget Cover' with the amount of devices you wish to be insured for on the 'Choose Options' page, before paying for your policy!

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Golf Cover Option

Offers higher levels of cover for your golf equipment than is available under the baggage section of the main policy and also provides cover for hiring alternative equipment if yours is delayed in arrival, loss of green fees and even the cost of a round of drinks in the bar when you score your hole-in-one!

Would you like to add this Option to your travel insurance policy?

Click the Get An Instant Quote button below and remember to select 'Golf Cover' on the 'Choose Options' page, before paying for your policy!

Get an Instant Quote

Wedding Cover Option

When travelling abroad for your “Big Day”, the typical limits under the baggage section of a travel insurance policy will usually be too low for related high-value items you are likely to be taking like a wedding dress, rings and gifts so this option is the answer, as well as providing cover for reprinting lost or damaged photos or videos or additional costs for an alternative photographer if the one you had booked is prevented from attending by illness, injury or unforeseen transport problems.

Would you like to add this Option to your travel insurance policy?

Click the Get An Instant Quote button below and remember to select 'Wedding Cover' on the 'Choose Options' page, before paying for your policy!

Get an Instant Quote

Supplier Insolvency and Disruption Option

Provides cover for reimbursement of irrecoverable amounts that you have paid to your supplier if you have to cancel because of their insolvency before your trip or the additional costs incurred in getting home if your transport provider becomes insolvent while you are away.  Also provides cover in respect of a Force Majeure event (see definition) for cancellation costs if your outbound delayed is by more than 24 hours, or additional costs incurred for additional travel and accommodation to get home if your return journey is delayed by more than 24 hours.

Would you like to add this Option to your travel insurance policy?

Click the Get An Instant Quote button below and remember to select 'Additional Trip Disruption Cover' on the 'Choose Options' page, before paying for your policy!

Get an Instant Quote

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Key Features
& Policies Include

  • Instant Quote and Cover
  • Wide Range of Discounts
  • Kids Go Free on Family Policies
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports
    and Activities
  • Independent Travel On
    Multi-Trip Policies
  • Wide Range of Options including gadgets and cruises
  • 1,000s Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
.... and more

Optional Extras

  • WinterSports Option
  • Gadget Cover Option
  • Cruise Plus Cover Option
  • Golf Cover option
  • Business Plus Cover Option
  • Wedding Cover option
  • Nil Excess Option
.... and more
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