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Great value for money travel insurance to protect you and your family when you are travelling: on holiday, on business, on a cruise, backpacking or on a winter sports trip.

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Adventure and Sports Travel Insurance

Not all travellers are alike… Instead of beaches and infinity pools, are you seeking something with a bit more adventure and excitement?


Whilst InsuraTrip Travel Insurance can provide cover for Travel for Business and Leisure purposes it is now limited to Business Travel Only in the short term in accordance with Government Guidelines.

The Government have stated that you MUST NOT leave home including to travel abroad, unless you have a legally permitted reason to do so, such as for essential work purposes.

If you feel that you have an essential reason to travel, please be aware that in the event of a claim you will be asked to prove without doubt that the reason for your trip was essential. If you are unable to do so your claim may be at risk of not being met. If you are in any doubt about whether your trip is deemed essential please check on the website:

If you are wishing to travel for leisure only purposes, then we are ONLY able to provide cover for trips that start AFTER the 1st April 2021. 

Please Note:

Our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office advise against all or “all but essential” travel.

With the exception of Section B2 – Emergency Medical, our policies will not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses.

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We can cover a wide range of adrenaline pumping activities, to give you peace of mind when embarking on your next adventure!

Although 100+ exciting activities such as bungee jumping and hot air ballooning are included in our travel insurance policy as standard, you may need further cover if you are looking to participate in more dangerous or hazardous activities (click here to view the full Sports & Activities List).


What kind of activities can I get cover for?

Here's just a handful of activities that we can cover you for*:

  • Alligator Wrestling
  • Canyoning
  • Glacier Skiing (with a guide)
  • Kloofing
  • Shark Cage Diving
  • Ski Jumping
  • Sky Diving
  • Trekking to Everest Base Camp


*Some policy restrictions may apply. Please view the relevant Policy Wording for further information, by clicking here.

Important Information for Customers with Serious Medical Conditions

The Money and Pensions service (MaPs) has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MaPs travel insurance directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.

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How do I get Adventure & Sports Travel Insurance?

Our Activities and Sports for Single Trip and Annual Multi-Trip Policies are divided up into 8 categories (Backpacker & Backpacker Plus policies are divided into 4 categories), depending on their danger and hazard levels. To find out which category your intended activity falls into, visit the Sports & Activities List page.

When you purchase a Policy, simply select the Adventure & Sport option before the payment page, and state the level of cover you will require.

Please Note: Any activities undertaken on a professional basis are not covered unless referred to and agreed by us in writing. All activities are covered on a non-professional and non-competitive basis, unless otherwise stated. Any claims which arise whilst undertaking any of these activities for any purpose other than leisure will not be covered under this policy. 


Am I covered to take part in competitions? Swimming

Yes, where this is noted in the Sports and Activities list, but on a non-professional basis only unless referred to and agreed by us in writing.


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Want cover for a specific activity?

No problem! Have a look at our Sports & Activities List to see if it is listed there. When you find your chosen activity, take a note of the Activity Pack number and make sure you include this when purchasing a policy. 

If you still can't find your desired activity, we can cover most additional non-listed activities upon request! Just give us a call on 01483 806 909 and a member of our customer services team will be pleased to help you.

Did you forget something?

At Insuratrip, we believe in providing the best possible service for our customers. This is why we have teamed up with an excellent provider of holiday add-ons, to bring you a wider range of services that will make your trip perfect!

Offering services such as:

  • Airport Parking
  • Airport Transfers
  • Hotels
  • Airport Lounges
  • and more!

So what are you waiting for? Click here to take a look at the latest deals and offers!

What's Included

Insuratrip features a range of super benefits as standard. Insuratrip also features some great add-ons for you to tailor your policy and so you only pay for the cover you need.

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Pre-Existing Conditions

This policy does not provide cover for pre-existing medical conditions unless declared to us and accepted by us in writing (an additional premium may be payable). Please refer to the policy wording for the definition of conditions or significant medical history that must be declared if you are unsure. Failure to declare all necessary pre-existing conditions could invalidate your policy or mean a claim is later declined.


To declare your Pre-Existing Conditions please telephone Insuratrip Healthcheck on 0203 829 3814 Monday to Friday 8am-8pm, Saturday 9am-5pm.

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Key Features
& Policies Include

  • Instant Quote and Cover
  • Wide Range of Discounts
  • Kids Go Free on Family Policies
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports
    and Activities
  • Independent Travel On
    Multi-Trip Policies
  • Wide Range of Options including gadgets and cruises
  • 1,000s Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
.... and more

Optional Extras

  • WinterSports Option
  • Gadget Cover Option
  • Cruise Plus Cover Option
  • Golf Cover option
  • Business Plus Cover Option
  • Wedding Cover option
  • Nil Excess Option
.... and more

Travel News

10 Destinations for a late summer holiday
10th September 2018

With massive price hikes on flights, hotels and holidays in general throughout the months of June - September, we are showcasing our top 10 destinations for a late summer holiday.

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