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Insuratrip from


Great value for money travel insurance to protect you and your family when you are travelling: on holiday, on business, on a cruise, backpacking or on a winter sports trip.

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Backpacker & Long Stay Travel Insurance

Are you planning an extended trip abroad? Perhaps you would like to explore the USA for 6 months, or go backpacking through Peru?


Whilst InsuraTrip Travel Insurance can provide cover for Travel for Business and Leisure purposes it is now limited to Business Travel Only in the short term in accordance with Government Guidelines.

The Government have stated that you MUST NOT leave home including to travel abroad, unless you have a legally permitted reason to do so, such as for essential work purposes.

If you feel that you have an essential reason to travel, please be aware that in the event of a claim you will be asked to prove without doubt that the reason for your trip was essential. If you are unable to do so your claim may be at risk of not being met. If you are in any doubt about whether your trip is deemed essential please check on the website:

If you are wishing to travel for leisure only purposes, then we are ONLY able to provide cover for trips that start AFTER the 1st April 2021. 

Please Note:

Our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office advise against all or “all but essential” travel.

With the exception of Section B2 – Emergency Medical, our policies will not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses.

Click here for more information.


If you are going on a long term trip you may want to think about backpacker travel insurance to help protect you in the event that something unexpected happens, such as falling ill while in another country, having an accident or losing personal possessions.

InsuraTrip Backpacker Travel Insurance and Backpacker Plus Travel Insurance is designed specifically with longstay trips in mind and can cover extended trips abroad of up to 24 months. The two different cover levels allow you to choose the policy that will meet your requirements so you only pay for the travel insurance cover you need. Plus, if you are not 100% sure about how long you may be away for, you can even extend your policy before it expires so you stay abroad even longer (up to the maximum of 24 months)!

Important Information for Customers with Serious Medical Conditions

The Money and Pensions service (MaPs) has developed a directory of specialist travel insurance to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance. If we are unable to help you and you are struggling to find medical cover that suits your needs, due to a serious medical condition, you may find a company that can help you through the MaPs travel insurance directory or by calling 0800 138 7777 - Monday to Friday, 8am – 6pm.

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Not sure which Travel Insurance cover you need?

Take a look at our comparison chart below, showing key benefits that are available on each travel insurance policy, so you can choose the cover that is right for you.


  Backpacker Backpacker Plus
Max age at the start of the policy 35 55
If you are unable to go on your trip £1,000 £2,500
Airline Failure £0 £1,000
If your passport is lost or stolen £0 £200
Emergency medical attention £1,000,000 £5,000,000


A 26 year old travelling to Australia for 9 months could upgrade to the Backpacker Plus policy for just £31.16 – the equivalent of just £2.60 PER MONTH! *Quote is based upon a traveller 26 years of age, travelling to Australia for 9 months.


Sports & Activities Swimming

Every adventure is different: we understand that backpacking through Indonesia for 3 months and working in Italy for a year are very different kinds of travel adventures! This is why we have designed two products, Backpacker Insurance and Long Stay Travel Insurance, so that you can pick the long duration travel insurance policy that meets your needs the best - all whilst giving you great value for money.

Both of our Backpacker Insurance products can give you cover for up to 24 months, meaning you can have the adventure trip of a life time!

While you’re away we’re sure you will be looking to try new experiences and activities. With this in mind, over 100 activities are covered by InsuraTrip as standard, with many more sports and activities able to be added by purchasing the additional activity packs.

To take a look at the cover included and view additional cover options in our Sports & Activities List, click here.

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Did you forget something?

At Insuratrip, we believe in providing the best possible service for our customers. This is why we have teamed up with an excellent provider of holiday add-ons, to bring you a wider range of services that will make your trip perfect!

Offering services such as:

  • Airport Parking
  • Airport Transfers
  • Hotels
  • Airport Lounges
  • and more!

So what are you waiting for? Click here to take a look at the latest deals and offers!

What's Included

Insuratrip features a range of super benefits as standard. Insuratrip also features some great add-ons for you to tailor your policy and so you only pay for the cover you need.

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Pre-Existing Conditions

This policy does not provide cover for pre-existing medical conditions unless declared to us and accepted by us in writing (an additional premium may be payable). Please refer to the policy wording for the definition of conditions or significant medical history that must be declared if you are unsure. Failure to declare all necessary pre-existing conditions could invalidate your policy or mean a claim is later declined.


To declare your Pre-Existing Conditions please telephone Insuratrip Healthcheck on 0203 829 3814 Monday to Friday 8am-8pm, Saturday 9am-5pm.

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Key Features
& Policies Include

  • Instant Quote and Cover
  • Wide Range of Discounts
  • Kids Go Free on Family Policies
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports
    and Activities
  • Independent Travel On
    Multi-Trip Policies
  • Wide Range of Options including gadgets and cruises
  • 1,000s Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
.... and more

Optional Extras

  • WinterSports Option
  • Gadget Cover Option
  • Cruise Plus Cover Option
  • Golf Cover option
  • Business Plus Cover Option
  • Wedding Cover option
  • Nil Excess Option
.... and more

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10 Destinations for a late summer holiday
10th September 2018

With massive price hikes on flights, hotels and holidays in general throughout the months of June - September, we are showcasing our top 10 destinations for a late summer holiday.

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