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Great value for money travel insurance to protect you and your family while you are abroad: on holiday, on business, on a cruise, backpacking or on a winter sports trip.

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European Vehicle Breakdown Cover

Are you planning on taking your car on holiday to Europe?

If you are taking a trip in Europe and your motorbike or car breaks down, costs can quickly build and spiral out of control. Not only can the cost of bringing your vehicle back to the UK reach thousands of Pounds, but there is also the possibility of additional travel or hotel costs whilst you are waiting.

Our cover provides protection from the risk of unexpected roadside repairs and recovery costs, and helps to get back on the road so that you can continue your journey or return home. 

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European Breakdown Cover Key Benefits:

 Just a few of the great benefits that come with our European Breakdown Cover:

  • Cover for vehicles up to 9 years old (or 14 years, subject to payment of applicable premium) - on a single trip or annual multi trip basis.
  • 24 hour emergency assistance call centre with English-speaking staff - helping you at the most difficult time
  • Cover starts before you even begin your journey - if your vehicle experiences a breakdown or accident and cannot be repaired, or if your vehicle is stolen within 7 days of departure, you can claim up to £2,000 for hiring a car to travel as planned.
  • Emergency Breakdown Assistance - if your vehicle cannot be repaired by the side of the road, then we will organise a tow to take the vehicle to a local garage for repairs.
  • No driver: If there is no qualified driver available to drive the insured vehicle, due to accident or injury, we will provide a replacement driver to get you back to the UK.
  • No Excess on any part of the policy 
  • Repatriation of the vehicle and passengers back to the UK - if the vehicle can't be fixed abroad or before the end of your trip, if less than 5 days.


For more information, and to view the full Benefits Schedule, please take a look at the full policy wording here.

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Don't forget to Insure you too! Swimming

When travelling abroad, don’t forget to insure yourself too. A broken down car can spoil a holiday, but so can a broken bone, which is why it’s important to have adequate cover before you set off!

Our Single Trip Travel Insurance policies can cover your trip from as little as £2.85*.

However, if you are a frequent traveller, you may save time and money with our Annual Multi Trip Travel Insurance.

You can even customise our Single and Annual Multi Trip policies to suit your needs, with optional extras such as Winter Sports cover, Cruise Plus Cover, Golf Cover, Business Plus Cover, Wedding Cover and more available!

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What's Included

InsuraTrip features a range of super benefits as standard. InsuraTrip also features some great add-ons for you to tailor your policy and so you only pay for the cover you need.

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Pre-Existing Conditions

This policy does not provide cover for pre-existing medical conditions unless declared to us and accepted by us in writing (an additional premium may be payable). Please refer to the policy wording for the definition of conditions or significant medical history that must be declared if you are unsure. Failure to declare all necessary pre-existing conditions could invalidate your policy or mean a claim is later declined.


To declare your Pre-Existing Conditions please telephone InsuraTrip Healthcheck on 0203 829 3814 Monday to Friday 8am-8pm, Saturday 9am-5pm.

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Key Features
& Policies Include

  • Instant Quote and Cover
  • Wide Range of Discounts
  • Kids Go Free on Family Policies
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports
    and Activities
  • Independent Travel On
    Multi-Trip Policies
  • Wide Range of Options including gadgets and cruises
  • 1,000s Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
.... and more

Optional Extras

  • WinterSports Option
  • Gadget Cover Option
  • Cruise Plus Cover Option
  • Golf Cover option
  • Business Plus Cover Option
  • Wedding Cover option
  • Nil Excess Option
.... and more

Travel News

Why Winter Sports Cover is Important
19th December 2015

With the snow beginning to fall in Europe and the ski season starting to gather pace in resorts, it’s worth noting the benefits of having wintersports cover included in your travel insurance policy.

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