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Non UK Resident Travel Insurance

for EEA residents and those who have already travelled

InsuraTrip Travel Insurance is only available to you if you are a resident of the United Kingdom and if you have not yet departed on your trip. This means you need to be a resident of England, Wales, Scotland, Northern Island, the Isle of Man or the Channel Islands, Please see the InsuraTrip policy wording for more details.


However, if you have already departed on your trip or you live in another member country of the EEA, we can still offer you an alternative, great value Travel Insurance arranged by Voyager Insurance Services, who can provide Travel Insurance for all EEA residents – this means all residents of countries in the European Union (EU) plus Iceland, Liechtenstein and Norway. You can find a full list of countries further down this page.


Our EU and  EEA resident Travel Insurance can provide ideal cover for you if:

  • You are a resident of the EEA (as defined) and require Travel Insurance before you depart
  • You are a resident of the UK or EEA, have already departed on your travels and are yet to purchase Travel Insurance (this includes UK residents)


EEA Resident Travel Insurance

EU Resident Travel Insurance Benefits Summary As Standard:


Benefits Schedule Limits
Cancellation or Curtailment Up to £10,000
Emergency Medical Expenses Up to £10,000,000
Personal Accident Up to £35,000
Missed Departure & Journey Disruption Up to £1,000
Baggage Overall Limit Up to £3,500


 To view full summary of cover, click here

Don’t forget other great benefits such as:

  • Kids “Go Free” on family Single Trip policies
  • Over 100+ Sporting Activities covered free, with options available to add cover for many more
  • Simplified approach to medical screening with online screening available
  • Includes holiday financial protection, including scheduled airline failure and timeshare cover as standard
  • A range of Optional Extra covers available, such as Cruise Plus OptionGadget Cover Option, to customise your policy to meet your needs (these are listed below).

Optional Add-On Covers Available For EU Resident Travel Insurance

  • Enhanced Travel Disruption Option – Extra cover for those travelling independently of a tour operator.
  • Cruise Plus Insurance Option – Cruises are covered as standard, but this option provides additional cover for cruise-specific exposures such as Missed Port Cover.
  • Business Plus Insurance Option – Business travel is covered as standard, but this option extends existing cover for business-specific exposures such as business equipment or replacement staff
  • One Way Trip Extended Cover (up to 31 days) Option – Extend the duration of your cover in your destination if you are taking a one way trip
  • Golf Insurance Option – Extend your insurance to cover certain golfing essentials
  • Wedding Insurance Option – Extend your insurance to cover certain wedding essentials
  • Double Your Excesses Option – Reduce the overall policy cost, by doubling your excesses
  • HolidayFromHellInsurance™ - Travel dispute professional fees if your travel or accommodation provider fails to deliver what they contracted


Please Note: Our Gadget Insurance Option is available to UK Residents, including the Channel Islands and Isle of Man, ONLY  

For further information on these Voyager Travel Insurance Options, click here.

How can I apply for Non-UK Resident Travel Insurance with Voyager Insurance Services?

If you are a resident in any of the following countries, then we can provide Travel Insurance for you:

Austria,  Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the UK.


Please note: ‘Resident’ is defined in the Voyager Travel Insurance policy wording as meaning ‘a person who permanently resides in the United Kingdom, Channel Islands, Isle of Man or the European Economic Area (EEA) and is registered with a medical practitioner in their Home Country’.


EEA Resident Travel Insurance

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Key Features
& Policies Include

  • Instant Quote and Cover
  • Wide Range of Discounts
  • Kids Go Free on Family Policies
  • 24/7 Emergency Helpline
  • Medical Expenses
  • Cancellation Cover
  • Baggage Cover
  • Personal Accident & Liability Cover
  • FREE cover for 100+ Sports
    and Activities
  • Independent Travel On
    Multi-Trip Policies
  • Wide Range of Options including gadgets and cruises
  • 1,000s Medical conditions considered
  • Online Policy Documentation
  • We don't store credit card details
.... and more

Optional Extras

  • WinterSports Option
  • Gadget Cover Option
  • Cruise Plus Cover Option
  • Golf Cover option
  • Business Plus Cover Option
  • Wedding Cover option
  • Nil Excess Option
.... and more
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