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Insuratrip’s Travel Checklist & Advice

Whether you are taking a year out to go backpacking or are planning a honeymoon to a relaxing destination, it is important to be prepared for your travels.


Whilst InsuraTrip Travel Insurance can provide cover for Travel for Business and Leisure purposes it is now limited to Business Travel Only in the short term in accordance with Government Guidelines.

The Government have stated that you MUST NOT leave home including to travel abroad, unless you have a legally permitted reason to do so, such as for essential work purposes.

If you feel that you have an essential reason to travel, please be aware that in the event of a claim you will be asked to prove without doubt that the reason for your trip was essential. If you are unable to do so your claim may be at risk of not being met. If you are in any doubt about whether your trip is deemed essential please check on the website:

If you are wishing to travel for leisure only purposes, then we are ONLY able to provide cover for trips that start AFTER the 1st April 2021. 

Please Note:

Our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office advise against all or “all but essential” travel.

With the exception of Section B2 – Emergency Medical, our policies will not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses.

Click here for more information.


  • Before you embark on your travels try to learn as much as possible about your destination’s local people and their customs, as well as the laws of the country. Do your best to blend in.
  • Be respectful on your travels – don’t litter or cause offense to local people, and conserve resources like water.



  • For your safety, check with your GP if there are any medications or vaccinations you will be requiring before you travel.
  • It is important to have travel insurance to cover you for emergency medical expenses whilst you are abroad. Without travel insurance, medical problems can become incredibly expensive.
  • If you are travelling in the EEA, including Switzerland, make sure you have a valid EHIC and carry it with you at all times in case of an emergency.



  • For the most up-to-date safety information regarding your destination country, visit the Foreign and Commonwealth Office website. InsuraTrip does not provide travel insurance for countries and areas to which the Foreign and Commonwealth Office has advised against all (but essential) travel. If you do plan on visiting a country or areas which the FCO has advised against all but essential travel to, such as Afghanistan, Syria or Iraq, you will find that most regular travel insurance policies will not cover you, however High Risk Voyager may be able to. For more information, click here
  • Try to keep your valuables like mobile phones and watches hidden whilst abroad, especially when visiting poorer countries, as these items can make you a target for mugging and/or petty theft. A safe alternative is to buy a cheaper mobile phone to take with you on your travels.
  • Make sure you put a padlock on your suitcases and rucksacks, to protect your belongings against theft.
  • It is not safe to carry large quantities of cash, so try to limit the amount of cash you have on you at any one time. If you are planning on taking cash on your travels, a money travel card is often a safer option.


 Visas, Passports and Paperwork

  • Make photocopies of all important travel documents, including your travel insurance policy and passport.
  • When possible, hire a room safe to store your passport and any other important documents, like a visa.
  • Give someone at home details of where you are staying, for how long and the best numbers for them to contact you.
  • Fill in the ‘emergency contact’ on the back page of your passport.
  • If you are travelling to the USA, make sure you apply for an ESTA as soon as possible. If you are rejected, you will need to apply to the U.S. Government for a visa in order to travel.

Don’t Forget…

For official up-to-date travel information, including local laws and customs, country entry requirements and safety advice, please visit the Foreign & Commonwealth Office.

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